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Author Topic: Annuitant  (Read 1351 times)
sarra
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Census information Crown Copyright, from www.nationalarchives.gov.uk


Annuitant
« on: Sunday 09 July 06 02:02 UTC (UK) »

I have come across a few of my ancestors on the 1851 Census. In the column where it says Occupation is listed Annuitant. The ancestors in question were Widows. Could someone please explain what this means.
Sarra
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genresearch
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Re: Annuitant
« Reply #1 on: Sunday 09 July 06 02:17 UTC (UK) »

It means they were receiving a sum of money from an estate or an insurance pay out.  For example in a will it may say " I leave my wife anannual sum of 10 pounds to be paid her in 6 monthly portions of £5 each 6 months. 

From the dictionary for Annuitant     One that receives or is qualified to receive an annuity.

And from the dictionary for Annuity      The annual payment of an allowance or income.
The right to receive this payment or the obligation to make this payment.
A contract or agreement by which one receives fixed payments on an investment for a lifetime or for a specified number of years.

Hope that helps and shows you how to find the information for yourself

Rob
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WYATT, COX, STRATTON, all from south Derbyshire and the STS, LEI border
sarra
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Posts: 495


Census information Crown Copyright, from www.nationalarchives.gov.uk


Re: Annuitant
« Reply #2 on: Sunday 09 July 06 02:50 UTC (UK) »

Thanks for that Rob,
I understood what a Annuitant meant, what I was not too sure of was this. Like my ancestors I have dug up have not been wealthy or for that matter had anything of value to leave. I just wondered where the money came from to pay to their Widows. Perhaps my ancestors were not as poor as I thought. Like back in those days they did not have a Pension from the Government. Did they??.
Sarra Smiley
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genresearch
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Re: Annuitant
« Reply #3 on: Sunday 09 July 06 02:56 UTC (UK) »

No not at all.  YOu say they were poor?  What profession did the husbands take.  What time period are we talking about?  Where in the country?  All these points can have a bearing. 
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WYATT, COX, STRATTON, all from south Derbyshire and the STS, LEI border
sarra
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Posts: 495


Census information Crown Copyright, from www.nationalarchives.gov.uk


Re: Annuitant
« Reply #4 on: Sunday 09 July 06 04:05 UTC (UK) »

Rob, Back again - In my first post I mention 1851 Census - so that time frame.
The first Widow was living with her son and family in Lambeth, Surrey. Her son's occupation was Painter (I presume as in house painter) his wife and daughter were Boot Binders.
The second Widow was living in the household of her niece and family in Lambeth, Surrey. The niece's occupation was Laundress her husband's Lighterman. So I'm thinking the Widows husbands were from the Working Class.  Perhaps I should try and look for Wills - that may tell me more.  A son & daughter from these two households married and migrated to Australia in 1862.
Anymore thoughts?.
Sarra
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genresearch
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Re: Annuitant
« Reply #5 on: Monday 10 July 06 15:16 UTC (UK) »

I am just heading to work but when I get back if you can supply me with a few more names I will search the 1841 census for you and see whats showing there

Rob
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WYATT, COX, STRATTON, all from south Derbyshire and the STS, LEI border
sarra
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Posts: 495


Census information Crown Copyright, from www.nationalarchives.gov.uk


Re: Annuitant
« Reply #6 on: Wednesday 12 July 06 07:04 UTC (UK) »

Hello Rob, Apologies for the time it has taken to reply to your kind offer.
If you could please find on the 1841 Census - Thomas Edwards born abt 1779 Marlborough Wiltshire, England. He married a Elizabeth Peters in 1796 in Wiltshire. They had a son Thomas born 1811 Wiltshire. I can find the son and his family on the 1841 census living Lambeth, Surrey.
Someone found a Elizabeth Edwards on the 1841 Census she was a patient in the Somerset Hospital in Froxfield - I don't know if she is mine but could be.  I have (my) Elizabeth Edwards on the 1851 Census living with her son in Lambeth Surrey - she  is listed as a widow.
Perhaps her husband was deceased before the 1841 Census were taken.
Hope you can understand all of this.
Sarra
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babyboomer
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Census information Crown Copyright, from www.nationalarchives.gov.uk


Re: Annuitant
« Reply #7 on: Wednesday 12 July 06 07:28 UTC (UK) »

hi all. I am watching with interest your comments on Annuitants as I have come across this also and I thought my ancestors where poor. I am just following up that my widow may have worked for someone with money ???Good luck Cheesy
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DianaM
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So much Family History, so little time ...


Re: Annuitant
« Reply #8 on: Wednesday 12 July 06 08:32 UTC (UK) »

I also have an annuitant in my tree - widow of an ag lab.
Perhaps there was some money from a previous better-off generation that paid for an annuity?
Diana
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CAVILL (Yorkshire, Lancashire, Pennsylvania), BROWN (Yorks) SCOTT (Yorks) STANLEY (Staffs) TAVERNOR (Staffs) BLAKE (London, Wilts) FOGG (Derbyshire, Manchester)
Census information is Crown Copyright, from www.nationalarchives.gov.uk
trish251
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Re: Annuitant
« Reply #9 on: Wednesday 12 July 06 17:06 UTC (UK) »

I think the choice for folks when retired  was to put pauper or annuitant - and they didn't want to tell the world  they were paupers - I have disproved too many things told or written by ancestors to assume that what is on the census must be correct.

Alternatively - although in the 20th century - my grandmother bought a life annuity - she paid 1 shilling a week for many years. I don't think it was worth very much when she eventually received it, but it was an annuity

Trish
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Census information is Crown Copyright, from www.nationalarchives.gov.uk
genresearch
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Re: Annuitant
« Reply #10 on: Friday 14 July 06 21:23 UTC (UK) »

Trish the way to prove that is to look at the verseer's books.  If they are receiving or have applied for poor relief then I would agree but having transcribed numerous wills of Ag Labs I can tell you they are shrifty and save money.  One of my own went from Ag lab to owning/leasing over 200 acres so don't discount it

Rob
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WYATT, COX, STRATTON, all from south Derbyshire and the STS, LEI border
babyboomer
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Census information Crown Copyright, from www.nationalarchives.gov.uk


Re: Annuitant
« Reply #11 on: Saturday 15 July 06 03:25 UTC (UK) »

babyboomer Wher would I find verseers books and what is ag labs?
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trish251
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Re: Annuitant
« Reply #12 on: Saturday 15 July 06 04:43 UTC (UK) »

Hi Rob

I've learnt not to discount anything  Grin in my family research - I have found a number of folks in almshouses also specifing annuities or independent means and have trouble believing that they all fall into this category.

My grandmother (with the annuity) used to save money when living on a very small govt pension - so I do understand that folks can be very thrifty.

Baby boomer - Ag lab is an agricultural labourer - I would also like to know what a Verseer's book is - I haven't heard the term before.

Trish
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Census information is Crown Copyright, from www.nationalarchives.gov.uk
acceber
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G-Grandmother: Alice Mary Pattemore


Re: Annuitant
« Reply #13 on: Saturday 15 July 06 14:51 UTC (UK) »

Hello

Verseer's should be "Overseer's" and the overseer was responsible for allocating parish poor relief (a tax on the members of the parish and paid to the very poor, ususally those who couldnt work for some reason i.e early version of benefits). For more info a google search on the Poor Law will tell you more. The system changed in 1834 with the Poor Law Amendment Act.

These records are probably kept by the individual parishes if they still exist or they may now be at the county records offices.

acceber
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Annison: Scotland
Brewster: Lincs
Clark, Gooding, Markham: Bucks
Pattemore: Somerset
Sellick, Young: Glous + Somerset
Sparrow: Glous + Wilts
Tuck: Norfolk + London
Christopher
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1939 - 2009


Re: Annuitant
« Reply #14 on: Saturday 02 June 07 13:40 UTC (UK) »

Thanks for that Rob,
I understood what a Annuitant meant, what I was not too sure of was this. Like my ancestors I have dug up have not been wealthy or for that matter had anything of value to leave. I just wondered where the money came from to pay to their Widows. Perhaps my ancestors were not as poor as I thought. Like back in those days they did not have a Pension from the Government. Did they??.
Sarra Smiley

Sarra, have a look at this link about Business Strategies. I googled "Annuitant Old English" and then looked at "The Making of the English Middle Class" An Annuitant could have been a poor person borrowing a little bit of money and then making regular payments until they died.
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