I have one Orchard for you. She was a lodger at my g-grandmother's house on the 1881 census. Her name was Charlotte Orchard aged 62 born Henley Castle, Worchester. Census says she was an annuitant which means she lived on an annuity i.e. a yearly sum probably paid for by her former employers or her husbands former employers. She was living in Lewisham at the time.