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Author Topic: Annuants?  (Read 988 times)
Wattsy
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Annuants?
« on: Sunday 26 June 05 23:16 UTC (UK) »

I wonder if anyone out where can help me answer a question?

I have several family member from different lines quoting themselves in 1841 and 1851 census as "annuitants".  I understand that this means they were financially independent; receiving money but from what source?
Were pensions from occupations available at these dates or were life Policies available or ordinary people?
If work related pensions were available what type of occupations would be likely to have them?

Anybody any ideas please

Thanks in advance.

Wattsy
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trish251
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Re: Annuants?
« Reply #1 on: Monday 27 June 05 08:03 UTC (UK) »

Most of the folks in my families (those not in the poor house) seemed to have annuities from private investments - mainly with banks and/or rent from property. If you can find a will for these folks, it usually details all their holdings.

Trish

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Nick Carver
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Re: Annuants?
« Reply #2 on: Monday 27 June 05 09:28 UTC (UK) »

I think you will find that the source of the capital was (originally at least) land, possibly diluted over several generations by passing through younger children of younger children. However, there may be an element of nouveau riche involved by that period. Depends whereabouts your ancestors were.
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Wattsy
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Re: Annuants?
« Reply #3 on: Monday 27 June 05 10:12 UTC (UK) »

Thanks Trish and Nick for your replies.
My folks are in Cheshire - Rainow to be exact.  My problem lies with one Martha Potts who in 1841 census describes herself as annuitant.  She, as far as I can work out had one child, Isaac, in Rainow in 1813.  From the Parish records there is no name for the father (although there is a column for that purpose).  So I assumed the child was illegitimate until I managed to find his marriage certificate (1840) in which he names his father as James Potts, Cordwainer.  I have been unsuccessful in finding any trace of a marriage between a James Potts and a Martha. I have also checked Trade Directories with no success

She is in 1841 living with her son and his wife in Mellor, Cheshire. On the census she puts her place of birth as Rainow.  I was just puzzled how she could become financially independent with no husband.

Any bright ideas?
Thanks
Wattsy
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Little Nell
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Re: Annuants?
« Reply #4 on: Monday 27 June 05 11:28 UTC (UK) »

The annuity may have been left to her by another relative.  I have a large number of wills which leave a sum of money per year which is paid out of the profits/income from property.  Sometimes the annuity is left to another relative (bachelor uncles are a good source) or to a SERVANT who has been in service for a number of years.  Obviously this annuity paid out - sometimes if a will takes a long time to sort out, the beneficiary may go without for a while.

Nell
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Wattsy
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Re: Annuants?
« Reply #5 on: Monday 27 June 05 12:32 UTC (UK) »

The annuity may have been left to her by another relative.  I have a large number of wills which leave a sum of money per year which is paid out of the profits/income from property.  Sometimes the annuity is left to another relative (bachelor uncles are a good source) or to a SERVANT who has been in service for a number of years.  Obviously this annuity paid out - sometimes if a will takes a long time to sort out, the beneficiary may go without for a while.

Nell

Thanks Nell for the additional information.  I have just realised how stupid I have been in not ordering her death certificate, although I know the date of her death from the Church records as August 1862.  It may at least provide me with details of her married (or not) status.
My problem has also been that I have been unable to find details of her birth as "Martha Potts", in Rainow.  I always have thought it strange that she appears to have had only one child.
Anyway I will order the death certificate and see if it throws any more light on the situation.
Once again thanks for your help.
Wattsy
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Hackstaple
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Re: Annuants?
« Reply #6 on: Monday 27 June 05 14:23 UTC (UK) »

Wattsy - it seems that if she did marry a Potts then there would never be a birth record for her as Potts  Cool
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Wattsy
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Re: Annuants?
« Reply #7 on: Monday 27 June 05 14:34 UTC (UK) »

Wattsy - it seems that if she did marry a Potts then there would never be a birth record for her as Potts  Cool

Yes I agree, the problem is knowing how truthful ancestors were when they gave information to both census records and or marriage records.  My problem is that in 1841 census where it asks for status,  it has been left blank (by forgetfulness or design?) and in 1861 it states married.  I have been unable to find the whole family in the 1851 census.
Hence my confusion.

Wattsy
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trish251
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Re: Annuants?
« Reply #8 on: Monday 27 June 05 15:31 UTC (UK) »

There is an extracted record on the IGI for James Pott born 1780 in Rainow. There are no marriage records at all for that parish on the IGI. Using that batch, there are only 12 ladies called Martha born 1775 - 1795, which is probably not very useful, but one of these may be your Martha.

Trish

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Carmela
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Re: Annuants?
« Reply #9 on: Monday 27 June 05 23:59 UTC (UK) »

Wattsy,
There is another explanation for the word 'annuitant' on the census form. It was not uncommon for people to lie about their source of  income. It was a matter of pride, they did not want to admit that they were being supported by a son and had no money of their own. I have seen several cases of 'annuitants' living with a son or daughter, where there was no possibility of an annuity.
Certainly investigate all the possible sources of an annuity,
but if the the whole family was poor and no source of money turns up, consider that it may have been a lie.

Cheers,
Carmela
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Wattsy
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Re: Annuants?
« Reply #10 on: Tuesday 28 June 05 23:01 UTC (UK) »

Hi Carmela

I think your suggestion is the mostly likely as both son and his wife are cotton mill workers, however, somewhere, somehow by 1861 the son has become a cotton spinner employing some 8 people and later owns a cotton mill and the family fortunes seem to flourish.  How and where he manages to find the money to invest in these projects is a mystery.

Anyway thanks for your suggestion.

Wattsy
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stonechat
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Re: Annuants?
« Reply #11 on: Friday 01 July 05 07:35 UTC (UK) »

I have an unmarried female ancestor, in Censuses 1841-1861, she is housekeeper to a noted family - in fact if she had always worked there, she might have done 30+ years before the death of heremployer.
Subsequently she is an annuitant - I have not traced a will, but I suspect her employer left her a legacy

Bob
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