Author Topic: What does Annuitant mean?  (Read 3101 times)

Offline wattnb

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What does Annuitant mean?
« on: Saturday 07 February 15 16:23 GMT (UK) »
If a person in the Census is described as Annuitant, what is the likely source of income. I have an example in my family history. I know her husband was a weaver so they probably had very little money. I have copied the extract below:

 Surname       First name(s)       Rel       Status       Sex       Age    Occupation       Where Born       Remarks   
 LITTLE       James       Head       M       M       21       Shoemaker (Journeyman)        Ayrshire - Fenwick           
 Page: 542/32       LITTLE       Isabella       Wife       M       F       21               Ayrshire - Kilmarnock           
        LITTLE       Margaret       Dau       -       F       2m               Lanarkshire - Glasgow           
        LONDARY       Margaret       Visitr       W       F       46       Annuitant        Ayrshire - Galston       
Wells or Walls, Lundy or Lundie, Greer or Grier

Offline daval57

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Re: What does Annuitant mean?
« Reply #1 on: Saturday 07 February 15 16:29 GMT (UK) »
Basically anyone that receives an annual income - an annuity. 
-------------------
FORREST (Glasgow, Lanarkshire, Stirlingshire and Dunbartonshire)
ROONEY (Co Down, Co Antrim) 
BORTHWICK, FORTUNE, BARKER, SIVES (Lothians)
ANDERSON (Moray, Caithness)

Offline wattnb

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Re: What does Annuitant mean?
« Reply #2 on: Saturday 07 February 15 16:52 GMT (UK) »
Yes, but could you suggest where it might come from, being as her husband was a poor weaver?
Norma
Wells or Walls, Lundy or Lundie, Greer or Grier

Offline BumbleB

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Re: What does Annuitant mean?
« Reply #3 on: Saturday 07 February 15 17:41 GMT (UK) »
I think one might assume that her husband possibly paid weekly/monthly into a fund, possibly a Friendly Society,  to provide for himself when he was not able to work, or his wife when he died.  :-\

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Online RJ_Paton

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Re: What does Annuitant mean?
« Reply #4 on: Saturday 07 February 15 18:29 GMT (UK) »
As said there can be a number of possible sources for the receipt of an annuity but without knowing more of the background of the family anything would be pure guesswork.
The two most common are:
1. Friendly Society/Association where husband was a fully paid up member - a pre cursor to Life Insurance
2. A sum bequeathed by a relative in their will
3. Possibly investment of life savings to give an income.

PS
I know her husband was a weaver so they probably had very little money.

 You don't say which time period but prior to mechanisation some weavers were relatively high earners with their own Guild which was tightly controlled