Agreed, Fanny isn't Flora - since done more digging about, and there is some mystery in that family too...
Edit posted same time:
Some of this doubles up on what you've written Chempat ....But back to FAF jnr and Flora.....
William Cross FRASER, is with his CROSS Grandparents in 1901 too, age 13, at the same address, He's still with them in 1901, age 13, same address - Upper Kessock Street, Inverness.
Her parents are Donald CROSS and Catherine GRANT, this is on a couple of A*Y trees.
In 1894, Flora remarried:
1894 MARRIAGE:Flora FRASER age 36, widow
Father Donald CROSS, mother Catherine CROSS ms GRANT
Married: Robert MONTGOMERY, Boilermaker, 38, widower, on 16 July 1894, Glasgow
Both of 37 Marlow Street, Kinning Park
Robert was at that address in 1891, with his first wife, Annie and their children, including a William Montgomery age 2, b Motherwell.
In 1901 CENSUS, Govan, Glasgow, Lanarkshire:
Robert MONTGOMERY 43, Boilermaker, b Greenock, Renfrewshire
Wife Flora 35, b Inverness abt 1866
With a number of MONTGOMERY children, including William, age 13, b Motherwell
So, by that it would indicate FAF Jnr was deceased by 1894.
But I'm not yet convinced the man in Staffordshire isn't him.
There is a marriage:Frederick FRASER
Fanny BAYLISS
Married Mar Qtr 1891, Walsall, Staffs
And these two Census:1891: 9 Green Lane, Walsall, Staffordshire
Head: Fredk FRASER 40, Railway ?Porter, b Scotland
Wife: Fanny FRASER 30, b Willenhall, Staffs
Son: Alfred W FRASER 7, b Hednesford, Staffs
1901: Rownsley Road, Cannock, Staffordshire
RG13 / Piece 2663 /Folio 154 / Page 32
Head: Fred A FRASER 49, General Labourer, b Scotland
Wife: Fanny FRASER 40, b Willenhall, Staffs
Son: Alfred W FRASER 18, unm, Blacksmith, b Hednesford, Staffs
And this marriageAlfred W.B. FRASER aka, Alfred W BAYLISS-FRASER
Married Dec Qtr 1910 Cannock
To either: Mary J B BEARD or Catherine HARRISON - I think it's Mary JB BEARD (I think there are births GRO for the other couple).
I'm still figgering..... but I
think Fanny may have been nee KITSON, this marriage:
Fanny KITSON
B 1860, Willenhall Staffs
Parentrs Jeremiah KITSON & Maria
Found in 1861 & 1871 Census
Married 1880 Rushall Staffs to: John BAYLISS, Clog maker
Father : Jeremiah Kitson.
The 1881 Census shows John was 58, Fanny was 23.
Walsall, Staffs: RG11 / Piece 2821 / Folio 81 / Page 2
Cheers
AMBLY