Thank you everone who have given some thoughts and information into this mystery. I have the death certificate of John Child who died and buried at Cowan Downs Quensland. But because little was known of him little information was on his death certificate. I have traced his family he left in England and he left not long after his mother and a dear sister died.
The story regarding his insolvency began after he took over the commercial hotel in flinders street Townsville and apparently, John being a trusting man left an employee in charge of the banking and the banking never got done. Well was never put in his account anyway, hence no money to pay any one, and court proceedings declared him insolvent.
I have applied for a few wills of Martha Taylors in England and can not find any who left money to John Child. The info Dundee has given sounds like the info I gave the burke shire a few years ago and is correct of his wife and children.
I will take on board all who have sent me info and will check all the sites you have sent me.
When or if I find out who she was and how all this came about I will let you all know. You are all so fantastic for how you have helped me so far.
My Kindest Wishes to you all
Jackiea