Yes, I agree with Ken.....I think there are plenty of situations when back up software is appropriate and even necessary.
If you use only one or two apps that have a single database then maybe manual backup is fine for you. Apps like Family Tree Maker or Quicken are like this...These apps usually have some sort of internal utility for making back ups and that might be enough for you.
However, I work on quite a variety of apps, and generate multiple new files and modify existing files frequently. If I had to keep track of what had changed, or as an alternative, just re back up the whole lot each day, or hour, or whatever, eventually, I would stop doing it.
Also, even in the home environment, people often have multiple users on the same computer and/or multiple users on different computers. Having everyone responsible for their own manual backups is okay, but hardly efficient.
Although backup software is certainly an additional point of failure, for the most part, it is quite reliable. I think it is more reliable than the average user who manually backs up. People that manually back up don't usually keep multiple generations, something that back up software can do without additional effort on your part.
My scheme is to have a drive on my network for all critical files including documents, databases, email, and media. Then I have a second drive that is the back up for that administered with back up software. It backs up daily with only those files that have changed or been added. Once a week it does the whole group of files. As I mentioned in the earlier post, the main drive is a WD MyCloud, meaning I can access files from any location. The drive stays at home. Of course this only works when the backup computer is connected to the network...so the back up does net skipped sometimes.
I have also been experimenting with Microsoft's One Drive which I like quite a bit. It creates a mirrored version of you files in their "cloud" So those files are continuously backed up. I . for the most critical files. Not sure where this will lead me....am a bit leery about the expense and the reliability of a "cloud" only back up scheme.
At the risk of overselling, I think, except for the very, very casual user, the manual backup route is a dead end that will end in a mess.