Or could it be granny with her age completely wrong?
Died soon after the census.
GATTY, MARTHA
Age at Death (in years): 64
GRO Reference: 1891 J Quarter in CAMBERWELL Volume 01D Page 586
Buried 1 June in Southwark.
A possibility for Frederick's mum might be Alice Gatty from the family discussed.
Birth reg
GATTY, ALICE
Mother's Maiden Surname: RUMSEY
GRO Reference: 1866 M Quarter in CAMBERWELL Volume 01D Page 567
In 1881 she is 16, a servant in Camberwell
https://www.familysearch.org/ark:/61903/1:1:Q277-SWWBPossible Rootschat exclusive! Since nobody seems to know much about Alice.
In 1891 she is Alice York, 26, born Camberwell
Husband here is Edmund York, a waiter
Living 18 Boyson Road, Newington
https://www.familysearch.org/ark:/61903/1:1:QMRP-T2MDaughter born soon after
YORK, ALICE FRANCES
Mother's Maiden Surname: GATTY
GRO Reference: 1891 S Quarter in ST SAVIOUR LONDON Volume 01D Page 128
Baptism at St George Camberwell, 10 July 1891
Alice Frances
parents James Edward + Alice York
18 Boyson Rd
Father a Waiter
Couple more
YORK, JAMES EDMUND
Mother's Maiden Surname: GATTY
GRO Reference: 1894 M Quarter in LAMBETH Volume 01D Page 490
YORK, FREDERICK THOMAS
Mother's Maiden Surname: GATTY
GRO Reference: 1895 D Quarter in LAMBETH Volume 01D Page 450
Double baptism later at Emmanuel, Camberwell, 6 Nov 1902
James Edmund, born 8 January 1893 (they forgot the year!)
Frederick Thomas, born 12 October 1895
Parents James Edmund + Alice York
Father a Waiter
In the 1901 census Alice has a new partner, Harry Warner, a carman, who she did not marry until 1913
Living in Lambeth. Another son, Ernest Warner, 1.
Alice Warner, 35, born Camberwell.
https://www.familysearch.org/ark:/61903/1:1:X9ZF-R98WARNER, ERNEST
Mother's Maiden Surname: GATTY
GRO Reference: 1900 J Quarter in LAMBETH Volume 01D Page 351
The marriage
1 March 1913, St Mary Lambeth
Henry Warner, 67, Widower, Carman
+
Alice York, 46, Widow, father George Gatty, Labourer
(Father's surname transcribed as Gatts on ancestry)
I haven't found a marriage for Alice Gatty to Mr. York.