In fact, by his own admission, Richard lived in the parish of St Mary's Woolchurch, London and wished to be buried in St Katherine Creechurch, London (I don't know whether this wish was actually fulfilled).
His only link with Bedfordshire seems to be (so far) the inn at Bedfordshire which he had purchased in 1661. He (presumably) came all the way from London to make this purchase and even in the deed of sale he is called "Richard Charnock of London, gentleman".
Two years later, he leased the bell inn to a cordwainer resident in Beds and stipulated that the annual sum has to be paid at his brother's house in Cornhill, London.
There is a branch of Charnocks in Bedfordshire (in turn an offshoot from the main Lancashire branch) and there too was a Richard. But this Richard died an Esquire in 1615. My Richard lived upto 1665. So no chance of two being the same. Unless I have some evidence to the contrary.
Agree re the spelling point. Had read somewhere that English spelling was not standardised until the Eighteenth century.
