Hi Rosie
Thank you again, may I say you’ve made more progress in an hour or two than I had in some years!
I’ve now read the grandfather’s will and also found a photo of his headstone in Wyndham Cemetery, Southland NZ on Findagrave.
The will states that granddaughter Jessie McBean is ‘at present living in Scotland’. This ties in with the Census information you found noting also that she married Alexander Thom in Lymington in 1908.
However this wording is not applied to her full sister Isabella, whose death in 1955 is commemorated on her grandfather’s headstone in NZ. The stone also commemorates her husband Matthew Nelson.
Taking account of all this I think it reasonable to infer that Jessie had moved to NZ when the will was made, possibly with her maternal grandparents.
In a similar way there is no reference in the description of the half sister Betsy (Elizabeth) Smith to her ‘living in Scotland’, and I’m wondering if she had also moved to NZ which would explain why she seems to disappear from the records in Scotland.
Incidentally I was struck that Betsy Noble, the girls’ mother is not acknowledged anywhere in her Father’s will. I can only speculate what happened to her but suspect it wasn’t a happy story.
Stuart