Just joined Rootschat and not very confident about how it works exactly, so please forgive any mistakes.
Can't tell you how thrilled I was to see your posts re Gertrude Cummings (or, to give her name registered at birth, Gertrude Brayne). My maternal grandmother was Emily Brayne, Gertrude's sister, and my great grandmother was Fanny Brayne so it looks like we're related! From the drift of your posted conversations, I expect by now that you will have gathered the facts which I know - namely that both Emily (b. 1880) and Gertrude (b. 1890) were born in Western Road Workhouse, Dudley Road, Birmingham to Fanny Brayne, domestic servant, with no father's name being given. Sadly, this was something which my grandmother (Emily) tried all her life to keep secret.
I don't know if John Cummings/Cummins and Fanny Brayne actually married (even though she is described as his wife in the 1901 census, as you know) - I've never managed to find any evidence of this. It's surprising to me that Fanny Brayne had two 'fatherless' children ten years apart. If you are still active on this site there are family stories concerning Emily and Gertrude which began to make sense when we discovered the true circumstances of Emily's birth long after her death in 1962. I would be glad to share these with you and to know if you have anything similar to tell. Maybe these should be written in a personal message.
As for the Braynes in Bidford on Avon - and you may already know this - there are many Braynes in Bidford, but the main contenders in 1861, the year after Fanny Brayne was born, are Thomas Brayne and Jane, who had several children, including an Emily. Unfortunately I haven't been able to find a Fanny anywhere! The Braynes were canal people, Thomas having been born in Smethwick, along with other Bidford Braynes, and a large contingent of the family spread out to Eynsham in Oxfordshire. (See also posts re the Hambridge family which I found on this site.)
I've never been able to find a death certificate for Fanny Brayne, even though John Cummings is described as a widower in the 1911 census.