Another thing that I am curious about:
If my wife has never had an account with My Heritage then
how did they get hold of details of her bank account ?
Nifty,
Has she contacted her bank? I know you said they'd ( Myheritage) would refund the money, but perhaps her bank can help, they should be able to put a block on any future payments that they may try to charge, or issue her a new card / numbers, ie cancel the card/ numbers she has (to block all future transactions to that card.)
Just a thought, besides the most obvious, which I mentioned earlier ( someone may have stolen her numbers) - Did Myheritage buy out/merge.with any company that your wife did have an account with?
Was it by credit card? Usually if paid by credit card, you are covered for fraudulent transactions , and the credit card should refund you and chase the company who made the transaction for reimbursement.
Whatever happens, I would be speaking to my bank about it and not soley relying on Myheritage ( or any other company for that matter too) to do the right thing.
It's worrying IF your wife has never had an account with them, my thoughts are that it leaves two options , stolen numbers, the card/ numbers has been fraudulently been used , or your wife may have had an account with some other geneology site that has merged/ bought out by MyHeritage for them to have her numbers.
Best of luck, but 100% she should contact her bank , if she hasn't done so already of course.
Kind regards