Thank you all, I have found a death certificate for a Jane Clifford ( as she would have been after her marriage to my great, great grandfather, in Neath, South Wales for 1947 ) which fits in with the info my Nanna tells me. I am almost sure Annie downs Is actually Jane Wiltshire but Im intrigued as to why she changed name. Also what's the family connection? Why would she marry Herbert Clifford and take on all his children when he only had months to live as it seems. My Nanna said she stayed and raised the whole family, staying until her death when she was 91 yr old